Ray’s Heating & Air Options for Financing

At Ray’s Heating & Air we want to make it easy to get that new HVAC system you need. We offer the following financing programs to help you achieve whole home comfort at a payment you can afford.

* Credit and loans provided by Regions Bank dba EnerBank USA, Member FDIC, (1245 Brickyard Rd., Suite 600, Salt Lake City, UT 84106) on approved credit, for a limited time. 17.99% fixed APR, effective as of March 2021, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Interest waived if repaid in 365 days. Repayment terms vary from 24 to 132 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 365 days after funds are disbursed.

* Credit and loans provided by Regions Bank dba EnerBank USA, Member FDIC, (1245 Brickyard Rd., Suite 600, Salt Lake City, UT 84106) on approved credit, for a limited time. 17.99% fixed APR, effective as of August 2021, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Interest waived if repaid in 545 days. Repayment terms vary from 30 to 138 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 545 days after funds are disbursed.