Ray’s Heating & Air Options for Financing

At Ray’s Heating & Air we want to make it easy to get that new HVAC system you need. We offer the following financing programs to help you achieve whole home comfort at a payment you can afford. Please inquire about either of the following options BEFORE you start the application process as both must be pre-approved. Any financing questions please contact Mary Kay or Ellen at Ray’s Heating & Air, 812-423-7459

EnerBankUSA

EnerBank USA

Apply Online

All you need is our authorized dealer number, loan promo code and loan amount and your application can be handled online.

Mobile Loan App Available

EnerBank now has a new choice for customers to submit a loan application. Our new Mobile Loan App has been developed to combine the convenience of technology with the support and service of our lending department.

GEOSmart Financing

GEOSmart Financing

Through your GEOSmart Authorized Contractor, you can take advantage of 100% unsecured “Same-As-Cash” financing which allows you to make no payments and pay no interest for up to 24 full months!

GEOSmart Financing Available Pre-Qualify Now